Advisory

As an Evermay client, you have the option to work with us on either a discretionary or advisory basis. The option you choose depends upon the level of involvement you desire in the day-to-day management of your portfolio.

If you prefer an advisory arrangement, then you will take an active part in all investment decisions. Of course, we will provide valuable expertise and advice as you consider your options, but you will have the final say.

Design and Construction

First, however, we will work with you to develop a detailed investment policy statement (IPS). This document will serve as a blueprint for your portfolio’s design, defining your financial goals, time horizon, asset allocation, risk tolerance and any other requirements or limitations. Because the IPS plays such a critical role in directing your investment activity and decisions, we work closely with you to ensure that it accurately reflects your current financial situation and objectives.

In constructing your portfolio, we understand that you may have investments that you prefer not to transfer; perhaps you wish to maintain a portion of your assets with another advisor, or manage certain holdings yourself. We are pleased to collaborate with any other financial professionals with whom you have a relationship, and include those assets in our assessment of your portfolio.

Reporting

Managing substantial wealth is a complex job, however it is made easier with clear, detailed reporting. To that end, you will receive trade confirmations and monthly statements from third party custodians, as well as quarterly statements from us detailing your portfolio’s performance, account balances, realized and unrealized gains and losses and income and expenses. In addition, depending on your needs and preferences, we will meet with you on an annual, semi-annual or quarterly basis to discuss your portfolio and address any outstanding issues.

As your financial partner, we are committed to helping you protect and grow your wealth.